2026 FHA (Government Loans) Limits for West-Vero-Corridor, Indian River County, Florida

In 2026, FHA loan limits in West-Vero-Corridor county of Indian River, FL are $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.

The maximum for conventional loans is $548,250 on a single-family home, with $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to find today’s best FHA rates and determine the required downpayment, income, credit, reserves, and documents.

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The Loan Limits Comparison Table for 2026 in West-Vero-Corridor county of Indian River, FL, shows maximums for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® SLIQ™ to evaluate qualifications like income, reserves, and credit.

Loan limits West-Vero-Corridor county of Indian River, FL

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


West-Vero-Corridor FHA Lenders

  • MANNING FINANCIAL GROUP, INC
  • 9412 N US Highway 1, Sebastian, FL, 32958
  • Lends in Florida
  • We're a full service Florida Mortgage Company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to USDA, VA and FHA mortgages. We have access to a full range of mortgage programs and all of our Florida mortgage specialists are dedicated to finding the right loan-with the best rates

  • Ocean Mortgage Capital
  • 601 21st Street, Suite 300, Vero Beach, FL, 32960
  • Lends in Florida
  • Ocean Mortgage Capital, Inc. (OMC), whose principal has 20+ years of lending experience, is the premier residential mortgage broker on Florida's Treasure Coast. OMC handles all of your mortgage financing needs - including conventional and FHA loans, No-Doc Mortgage investor loans and Reverse Mortgages.

  • Marine Bank & Trust
  • 571 Beachland Blvd, Vero Beach, FL, 32963
  • Lends in Florida
  • Marine Bank & Trust As a true community bank, we are committed to the success of the community, its residents and its businesses. All Marine Bank employees live in the local area and Marine Bank directors are actively involved in being a resource to help our communities grow and prosper.

  • Nationwide Quick Loan, Corp
  • 291 Awin Cir. SE, Palm Bay, FL, 32909
  • Lends in Florida
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Harmony Mortgage Inc
  • 6050 Babcock Street, Suite 27, Palm Bay, FL, 32909
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • KIS Lending Inc
  • 4144 Worlington Terrace, Fort Pierce, FL, 34947
  • Lends in Florida
  • We are a privately held mortgage brokerage business primarily focused on educating our customers and expanding home ownership. To ensure we provide the highest quality experience, we start with a discussion to truly understand the dreams, hopes aspirations and needs of our customers.

  • Firehouse Mortgage Products
  • 970 ATZ Road, Malabar, FL, 32950
  • Lends in Florida
  • Firehouse Mortgage makes it simple to apply for your home loan. This simple process can be conducted by phone or by submitting a form using the online Approval Request. You will then be contacted by Brennan Kelley for further information. The loan application can be taken over the phone, and your loan approval

  • Just 1 Way
  • 1631 NW St. Lucie West Blvd, Suite 207, Port Saint Lucie, FL, 34986
  • Lends in Florida
  • JUST 1 WAY is committed to provide our clients with the highest level of financial services combined with the lowest rates available. Our team of professionals will work with our clients one on one to ensure exceptional quality while obtaining financial solutions that meet both our client’s and their family’s needs.

  • The Mortgage Works Inc
  • 5502 North West Chapel Court, Port Saint Lucie, FL, 34986
  • Lends in Florida
  • The Mortgage Works Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Pelagic Mortgage Inc
  • 1860 Southwest Fountainview Blvd, Suite 100, Port Saint Lucie, FL, 34986
  • Lends in Florida
  • Jeff Register is a Mortgage Broker/Owner with Pelagic Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer.