2025 FHA (Government Loans) Limits for West-Vero-Corridor, Indian River County, Florida

In 2025, FHA loan limits in West-Vero-Corridor county of Indian River, FL are $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.

The maximum for conventional loans is $548,250 on a single-family home, with $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to find today’s best FHA rates and determine the required downpayment, income, credit, reserves, and documents.

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The Lendersa® calculator lets you compare FHA rates and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for 2025 in West-Vero-Corridor county of Indian River, FL, shows maximums for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® SLIQ™ to evaluate qualifications like income, reserves, and credit.

Loan limits West-Vero-Corridor county of Indian River, FL

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • GuardHill Financial Corp
  • 140 East 45th Street, 31st FL, New York, NY, 10017
  • GuardHill Financial Corp. (NMLS #1609 - www.nmlsconsumeraccess.org) is a New York City-based mortgage banker and brokerage company originating approximately $1 Billion annually. For over 26 years, GuardHill has maintained its reputation as the Tri-state area’s premier independent mortgage lender.
  • Continental Finance Corporation
  • 250 E. 49th St., New York, NY, 10017
  • Continental Finance Corporation's experience and expertise are paramount in the areas of private equity funding, real estate development, management and legal services. During CFC's 25 years of operation, its portfolio of successful businesses has included air and ground transportation.
  • Empire State Mortgage
  • 3504 Park Avenue, Weehawken, NJ, 07086
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • BorrowMoney
  • 512 Bayshore Drive, Suite 201, Fort Lauderdale, FL, 10019
  • We provide you with reputable lending institutions and financial information to break down how the borrowing will work so you can select the best option to fit your personal situation. Our Mission to provide resources, support, and comparative lenders for businesses, organizations and individuals at every stage of their financial journey.
  • FORWARD MORTGAGE, L.L.C.
  • 277 Fairfield Road, Suite 105, Fairfield, NJ, 07004
  • "Forward Mortgage is a premier expert in residential home loans. You are about to discover valuable tips to help you make an informed decision about real estate and mortgage financing in New Jersey, Florida or North Carolina. We update our mortgage rates daily so are always able to see current interest rates."
  • BancorpSouth Mortgage
  • 3211 E Battlefield St, Springfield, MO, 65804
  • BancorpSouth Bank is headquartered in Tupelo, Mississippi, with approximately $27 billion in assets. BancorpSouth operates approximately 325 full-service branch locations as well as additional mortgage, insurance, and loan production offices in Alabama, Arkansas, Georgia, Florida, Louisiana, Mississippi, Missouri, Tennessee etc..
  • Fellowship Home Loans
  • 100 Merrick Rd, Suite 516E, Rockville Centre, NY, 11570
  • FHL staff have been in the radio and mortgage industry for more than ten years now and have worked hard to build a positive relationship not only with our clients, but with everyone in the community they serve. We pride our on always doing the right thing for our clients and those that follow us on the radio.
  • Prudential Borrowing LLC
  • 450 Sunrise Highway, Rockville Centre, NY, 11570
  • Prudential Borrowing specializes in Home Refinance, Reverse Mortgages, Home Purchases, Commercial Lending and Stated Loans. We at Prudential Borrowing strive to build lasting relationships with our clients and do our best to make it a smooth experience throughout the loan process.
  • Sunrise Mortgage Company Inc
  • 49 Guy Lombardo Avenue, Freeport, NY, 11520
  • We are a full service residential and commercial Mortgage Broker with more than 14 years in the business. Since our inception in 2000 Sunrise Mortgage Company, Inc. has set itself apart from the competition by adjusting to today’s market. We offer a wide array of mortgage products for New Home Purchases
  • NJ Lenders Corporation
  • 219 Paterson Ave, Little Falls, NJ, 07424
  • We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $20 billion in closed mortgage loans, we know how to get the job done.
  • Midwest Mortgage Investments
  • 5450 Monroe Street, Toledo, OH, 43623
  • Midwest Mortgage is dedicated to making the mortgage loan process quick and easy for you! We provide a variety of mortgage loan types for purchase and refinance. You can be sure the mortgage loan you choose is exactly right for your budget and situation.We offer the most competitive interest rates in Ohio, and serve customers with mortgage loans.
  • Arbor Realty Trust
  • 333 Earle Ovington Boulevard, Suite 900, Uniondale, NY, 11553
  • Arbor is not just another commercial and multifamily lender, but your financial partner that personally works with you to customize the right loan solution. Arbor Realty Trust, Inc. has helped multifamily and commercial real estate clients achieve their financial goals by focusing on growing long-term relationships and conducting business.