For 2026, the FHA loan ceiling in the Orange-City county of Volusia, FL, is established at $356,362 for single-family homes. The limit rises to $456,275 for 2-unit properties, $551,500 for 3-units, and reaches $685,400 for homes with 4-units.
The highest loan amount under conventional loans for a single-family house is $548,250. This increases to $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for four-unit residences.
Employ our FHA calculator to uncover today's top FHA interest rates and to evaluate necessary down payments, income levels, credit scores, reserves, and the documents required for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Investigate and contrast FHA loans with options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly processes loan program data from a multitude of lenders, aligning it with your personal financial profile and requirements in a matter of seconds.
The Loan Limits Comparison Table for 2026 in Orange-City county of Volusia, FL, allows a comprehensive comparison for loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare key requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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