FHA Loan Limits for DeBary, Volusia County, FL in 2025

For 2025, the FHA loan limits in DeBary county of Volusia, FL, are set at $472,030 for single-family homes, $604,400 for two-unit dwellings, $730,525 for triplexes, and $907,900 for quadruplexes.

The highest available amount for conventional loans on a single-family house is $726,200, moving up to $929,850 for two-unit residences, $1,123,900 for three-unit homes, and $1,396,800 for four-unit buildings.

Utilize our FHA calculator to find the best rates today and to assess the down payment, income, credit score, reserves, and necessary documents to qualify for a loan.

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Evaluate your loan options in DeBary, FL

The Lendersa® calculator lets you compare FHA against all other loan program terms and rates, including options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® efficiently gathers data from thousands of lenders, enabling quick comparisons against your financial profile and requirements.

The Loan Limits Comparison Table for 2025 in the DeBary county of Volusia, FL, allows you to contrast maximum loan amounts across various categories like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification criteria, including income, reserves, and credit history, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits DeBary county of Volusia, FL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Island Home Mortgage LLC
  • 403 Anastasia Blvd, Saint Augustine, FL, 32080
  • Island Home Mortgage is a family owned and operated business led by Michael Eric Kuc. Originally from New York, Michael’s family relocated to Florida in the Orlando area as a child where later, as an adult, he would find his love for St. Augustine, Fl. After several family trips to the area with his wife, Tonya and daughter Berkley,
  • RMG MORTGAGE GROUP, LLC
  • 2085 A1A South, Unit 204, Saint Augustine, FL, 32080
  • RMG Mortgage Group, LLC has experienced loan officers and processors who have over twenty years of experience. We are a family owned and operated business. Our goal is not only to meet our customers' expectations, but to surpass them. Mortgage Group, LLC has experienced loan officers and processors who have over twenty years of experience.
  • GI Nationwide Lending Corporation
  • 924 Garfield Street, Melbourne, FL, 32935
  • G.I. Lending team is a combined effort and partnership of lending professionals Rob Fontaine and Lance Supernaw. Rob’s professional career includes 8 years of service to our country in the United States Coast Guard and over 35 years of experience in business, real estate, insurance, and mortgage brokering.
  • Kendall Mortgage Corporation
  • 1600 W Eau Gallie Blvd, Suite 205J, Melbourne, FL, 32935
  • Kendall Mortgage Corporation is a preferred Florida home mortgage lender specializing in new home loans and mortgage refinance. Serving Brevard County and all of Florida, for 25 years, Kendall Mortgage has the experience necessary to help our clients navigate the often complex process involved with obtaining a home loan.
  • MortgageDepot
  • 474 N Harbor City Blvd, Suite 2, Melbourne, FL, 32935
  • We are a multi-state broker, & is the area’s largest independent mortgage broker. Honesty, integrity & financial reliability is the foundation of all our relationships. With a dedicated team of best-in-class mortgage professionals, our goal is to be accessible, attentive & deliver exceptional service to the culturally diverse communities we serve.
  • Oceans Lending
  • 401 North Wickham Road Suite L, Melbourne, FL, 32935
  • Oceans Lending a full-service mortgage company, specialize in every form of Real Estate financing.From your new home or vacation home to investments properties to commercial financing.Whether you are buying a home,refinancing,taking advantage of your homes existing equity or investing in real estate,Oceans Lending can help you realize your dream.
  • On Time Funds LLC
  • 1328 Hwy A1a, Satellite Beach, FL, 32937
  • We are passionate about getting to know our clients so we can find the best loan program for them. We offer our clients the benefit of our years of experience in the mortgage industry and an extensive range of loan solutions, including Conventional, FHA, Investment, Jumbo, and Refinancing options.
  • Home Lending Source
  • 1370 Highway A1A Ste. A, Satellite Beach, FL, 32937
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Absolute Mortgage Solutions LLC
  • 680 St. Clair Street, Suite 360171, Melbourne, FL, 32936
  • Kristine is the President at Absolute Mortgage Solutions, LLC., where she is very hands on in the day-to-day operation of the company. Kristine personally processes her applications from start to finish. Including purchases, refinances and educating her clients about their financing options. Kristine works with numerous real estate offices.
  • American Liberty Mortgage - Polk County - Winter Haven, FL
  • 223 7th Street Southwest, Winter Haven, FL, 33880
  • American Liberty Mortgage, Inc. provides home loans, mortgage rates & mortgage refinance programs. | All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures.
  • First Mortgage Corporation of Winter Haven
  • 1810 6th Street SE, Winter Haven, FL, 33880
  • First Mortgage Corporation of Winter Haven is a licensed mortgage lender in the State of Florida. We make and service loans for qualified individuals. We're a family run business; we understand the importance of investment in community. In these difficult times, its comforting to know there is someone who cares on the other end of the phone.
  • Vertical Lending
  • 290 Cypress Gardens Blvd SE, Winter Haven, FL, 33880
  • In 2005, two Floridian real estate & development families, recognized signs of a housing catastrophe, through the over-inflated home values, which was caused by risky mortgage products and lax lending standards.In 2006, Vertical Lending was founded, as a licensed mortgage lender, to provide a higher lending standard.