In the year 2026, the FHA loan limit in Miami-Dade, located within Princeton, FL, stands at $557,750 for a single-family home. For two-unit residences, the limit is $714,000; for three-unit homes, it reaches $863,100; and for homes with four units, the cap is $1,072,600.
The highest loan amounts available for conventional loans are $726,200 for single-family residences, $929,850 for duplex properties, $1,123,900 for triplex dwellings, and $1,396,800 for homes with four units.
To assess today's FHA rates, use our FHA calculator. It helps determine the required downpayment, necessary income, credit score, reserves, and documents needed for eligibility.
The Lendersa® calculator allows for comprehensive comparisons of FHA rates and terms alongside various other loan program options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This provides a detailed framework for assessing a wide range of lending solutions.
Lendersa® sources extensive loan program data from a multitude of lenders, enabling rapid alignment with your distinct financial profile and needs, offering comparisons that are both prompt and personalized.
The Loan Limits Comparison Table for 2026 in Princeton situated in Miami-Dade, FL, offers insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To dive deeper into the specifics of qualification requirements such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $557,750 | $714,000 | $863,100 | $1,072,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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