In 2026, the FHA loan limit for the county of Miami-Dade, within Leisure-City, FL, is set at $402,500 for single-family homes. For two-units, it's $515,250, for three-units, the limit reaches $622,850, and for four-units, it is $774,050.
The maximum loan amount available for conventional loans on a single-family residence is $548,250. Two-unit properties have a limit of $702,000, three-units are capped at $848,500, and for four-units, the maximum is $1,054,500.
Utilize our FHA calculator to find today’s FHA best rates, calculate the downpayment, income, credit, reserves, and necessary documents to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Analyze options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles data from thousands of lenders, directly comparing it with your financial profile and needs.
Loan Limits Comparison Table for 2026 in Leisure-City within Miami-Dade, FL includes maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification requirements like income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Leisure-City FHA Lenders |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
