In 2026, FHA loan limits in River-Park county of St. Lucie, FL are defined as $381,800 for a single-family home, $488,750 for 2-units, $590,800 for 3-units, and $734,250 for 4-units.
The maximum amounts for conventional loans on a single-family residence are $548,250. For properties with 2-units, it's $702,000, for 3-units, $848,500, and for 4-units, $1,054,500.
Utilize our FHA calculator to explore today's FHA best rates and determine the downpayment, income, credit, reserves, and necessary documents to qualify.
With the Lendersa® calculator, compare FHA rates and terms with those of other loan programs. Delve into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® sources data from thousands of lenders and compares it promptly with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in River-Park county, St. Lucie, FL, shows maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare requirements like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $381,800 | $488,750 | $590,800 | $734,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $305,400 | $305,400 | $305,400 | $305,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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