For the year 2026, the FHA loan limits in White-City county of St. Lucie, FL are set as follows: $381,800 for a single-family home, $488,750 for 2-unit properties, $590,800 for 3-units, and $734,250 for 4-units.
The maximum conventional loan amounts are determined at $548,250 for a single-family home, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-unit structures.
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The Lendersa® calculator gives you the capability to compare the rates and terms of FHA loans with those offered by other programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
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In White-City county of St. Lucie, FL, the Loan Limits Comparison Table for 2026 outlines the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money products. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $381,800 | $488,750 | $590,800 | $734,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $305,400 | $305,400 | $305,400 | $305,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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