In 2025, the FHA loan limits in San-Carlos-Park county of Lee, FL are established as $356,362 for single-family homes, $456,275 for 2-unit buildings, $551,500 for 3-units, and $685,400 for 4-units.
The upper bounds for conventional loans on a single-family home are set at $548,250, with $702,000 allocated for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Leverage our FHA calculator to access the best FHA rates currently available, while determining what downpayment, income, credit, reserves, and documentation are needed to qualify.
The Lendersa® calculator allows comparisons of FHA terms with those from other programs like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from thousands of lenders and quickly analyzes it against your specific financial situation and needs.
Consult the Loan Limits Comparison Table for 2025 in San-Carlos-Park county of Lee, FL, which encompasses FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maxima. For evaluating requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $315,100 | $315,100 | $315,100 | $315,100 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
