In 2026, FHA loan limits for Bonita-Springs county in Lee, FL are determined as follows: $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four units.
The maximum conventional loan amount for a single-family residence stands at $548,250. For two-unit buildings, it's $702,000, for three units, $848,500, and for four units, it reaches $1,054,500.
Use our FHA calculator to find today’s best FHA rates and determine down payment, income, credit, reserves, and document requirements necessary to qualify.
The Lendersa® calculator permits comparison of FHA rates and terms with those of other loan programs. We include conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, enabling a comprehensive comparison of options.
Gathering data from a multitude of lenders, Lendersa® swiftly aligns this information with your specific financial profile and needs.
In 2026, use our Loan Limits Comparison Table for Bonita-Springs county of Lee, FL to review FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To assess qualification criteria such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is an invaluable resource.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $315,100 | $315,100 | $315,100 | $315,100 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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