2025 FHA (Government Loans) Limits for Bonita-Springs, Lee County, Florida

In 2025, FHA loan limits for Bonita-Springs county in Lee, FL are determined as follows: $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four units.

The maximum conventional loan amount for a single-family residence stands at $548,250. For two-unit buildings, it's $702,000, for three units, $848,500, and for four units, it reaches $1,054,500.

Use our FHA calculator to find today’s best FHA rates and determine down payment, income, credit, reserves, and document requirements necessary to qualify.

Explore loan offers from a selection of 100 lenders

Examine loan opportunities in Bonita-Springs, FL

The Lendersa® calculator permits comparison of FHA rates and terms with those of other loan programs. We include conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, enabling a comprehensive comparison of options.

Gathering data from a multitude of lenders, Lendersa® swiftly aligns this information with your specific financial profile and needs.

In 2025, use our Loan Limits Comparison Table for Bonita-Springs county of Lee, FL to review FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To assess qualification criteria such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is an invaluable resource.

Loan limits Bonita-Springs county of Lee, FL

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $315,100 $315,100 $315,100 $315,100
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Fortune Lenders LLC
  • 15271 Northwest 60th Avenue, Suite 107, Miami Lakes, FL, 33014
  • Fortune Lenders, LLC will treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Capital Mortgage Inc
  • 5901 Northwest 151 St, Suite 205, Miami Lakes, FL, 33014
  • At Capital Mortgage we embrace the philosophy that honesty, realistic advice and an uncomplicated process make buying a home or condo a far better experience. We want to pair you to the best loan available—if you would like to learn more about our process, please fill out the form below. We’ll approach you as real people, not a bottom line.
  • The Loan Pros Team Inc
  • 5793 NorthWest 151st Street, Unit 5793B, Miami Lakes, FL, 33014
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Dream House Mortgage
  • 15500 New Barn Road, Suite 102, Miami Lakes, FL, 33014
  • Dream house mortgage primary focus is to serve our customers with exceptional customer service, competitive products, programs, and pricing. We pride ourselves on the highest level of service and will be there every step of the way throughout the loan process. We can assist you with qualifying and obtaining the mortgage plan best suited
  • Itwins Financial Inc
  • 7565 West 14th Avenue, Hialeah, FL, 33014
  • ITWINS Financial inc treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • SIMPLE HOME LOANS INC
  • 5801 NW 151 St Suite 306, Hialeah, FL, 33014
  • Simple Home Loans Founded in 2020 and simple home is a mortgage brokerage based out of Miami Lakes, FL. Our management has a combined industry experience of over 50 years, The company has over 50 wholesale lenders relationship, giving its clients access to virtually every possible loan program.
  • Granada Mortgage LLC
  • 9783 SW 72nd Streeet, Miami, FL, 33183
  • Granada Mortgage is a subsidiary of Capital International Financial, Inc. With over thirty 35 years of experience in providing loans, service, and expertise to home-buyers, Capital International Financial upholds an enduring presence in the lending community. By strategically meeting the ups and downs of the real estate and financial markets
  • Equity Resources, Inc
  • 3046 Sutton Woods Dr, Plant City, FL, 33566
  • Equity Resources, Inc. is a privately held mortgage lender based in Central Ohio. The company was founded in 1993 and we are proudly celebrating our 27th anniversary this year. We are a positive, family-oriented team that is passionate about “Improving the Lives of Families.” We support personal growth and provide training, value.
  • Florida Home Loan Professionals Inc
  • 610 1/2 West Horatio Street, Suite 5, Tampa, FL, 33606
  • Florida Home Loan Professionals, Inc is an independent, full service mortgage broker specializing in purchase loans, refinancing and creative lending solutions. We are recognized as an industry leader, with a reputation for integrity, honesty, and consistency. We have strong relationships with over twenty lenders
  • Pineywoods Mortgage LLC
  • 2023 West Platt Street, Suite 106, Tampa, FL, 33606
  • We’re a little different. Whether you’re ready to make a move on your first home, or you’ve been part of the process more than a few times, we can match you with the loan program that fits your needs. With more than 18 years of experience, our team excels at breaking down the often confusing details for our clients & personalizing your loan needs.
  • MortgageRight
  • 1646 W Snow Ave, Suite 113, Tampa, FL, 33606
  • Mortgage Right was founded to create a faster, more efficient, and more secure way to originate and close residential mortgage transactions. Mortgage Right is committed to working with any and all candidates looking for the opportunity to provide a healthy and rewarding financial future for themselves and their family.