For 2026, the FHA loan limit in the county of St. Johns, Sawgrass, FL, is $526,700 for a single-family home, $674,250 for a duplex, $815,050 for a triplex, and $1,012,900 for a fourplex.
The conventional loan ceiling for a single-family home is $726,200, $929,850 for 2 units, $1,123,900 for 3-units, and $1,396,800 for 4 units.
Our FHA calculator helps you find the best current rates and assess the needed downpayment, income requirements, credit, reserves, and documentation to qualify.
Use the Lendersa® calculator to compare FHA rates with other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects extensive data from thousands of lenders and swiftly aligns it with your financial profile.
This year’s Loan Limits Comparison in Sawgrass county of St. Johns, FL, lists FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For more on requirements like income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $526,700 | $674,250 | $815,050 | $1,012,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $345,900 | $345,900 | $345,900 | $345,900 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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