In 2026, the FHA loan limits for Jacksonville county in Duval, FL are as follows: $526,700 for a single-family home, $674,250 for two units, $815,050 for three units, and $1,012,900 for four-unit buildings.
The maximum allowable amount for conventional loans on single-family residences is $726,200. For two units, the limit is $929,850; for three units, it is $1,123,900; and for four units, it reaches $1,396,800.
Utilize our FHA calculator to explore today’s competitive FHA rates and determine required downpayment, income levels, credit status, reserves, and necessary documentation for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms against other loan programs, such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans. Discover the best option for your needs.
Lendersa® utilizes data from thousands of lenders to efficiently match it against your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Jacksonville county of Duval, FL illustrates comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For insights on qualification requirements like income, reserves, and credit, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $526,700 | $674,250 | $815,050 | $1,012,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $345,900 | $345,900 | $345,900 | $345,900 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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