In 2026, FHA loan limits for Siesta-Key county in Sarasota, FL are set at $356,362 for single-family homes, $456,275 for two units, $551,500 for three units, and $685,400 for four units.
Conventional loan maximums reach $548,250 for single-family dwellings, $702,000 for two-unit homes, $848,500 for three-unit structures, and $1,054,500 for four-unit residences.
Our FHA calculator can guide you to today’s best possible rates, helping you assess downpayment, income standards, credit criteria, reserves, and necessary documentation for qualification.
Using the Lendersa® calculator, you can compare FHA rates and terms with other loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® provides data from numerous lenders, offering quick, tailored comparisons to match your unique financial profile.
For 2026 in Siesta-Key county, part of Sarasota, FL, a Loan Limits Comparison Table is available to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate income, credit, and reserves requirements with Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $338,500 | $338,500 | $338,500 | $338,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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