In 2025, the FHA loan limits in South-Sarasota county, part of Sarasota, FL, are set at $356,362 for a single-family home, $456,275 for properties with two units, $551,500 for apartment complexes with three units, and $685,400 for four-unit buildings.
For conventional loans, the maximum allowable amount for a single-family residence is $548,250. For two-unit homes, it's $702,000, for three units it's $848,500, and for four units it's $1,054,500.
Utilize our FHA calculator to discover the best FHA rates today and calculate the necessary downpayment, income requirements, credit score, reserves, and documentation for eligibility.
With the Lendersa® calculator, you can compare the rates and terms of FHA loans against other loan types, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® retrieves loan program data from thousands of different lenders and quickly matches this information to your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in South-Sarasota county, found in Sarasota, FL, helps compare maximum loan amounts among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa's® Super Loan Integrated Qualifier (SLIQ™) to examine qualification requirements, such as income, credit, and reserves.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $338,500 | $338,500 | $338,500 | $338,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
