For 2026, the FHA loan limits in Temple-Terrace, within Hillsborough county of FL, are: $356,362 for single-family homes, $456,275 for duplexes, $551,500 for triplexes, and $685,400 for four-unit properties.
Regarding conventional loans, the maximum amounts allowed are $548,250 for single-family residences, $702,000 for two-unit homes, $848,500 for three-unit buildings, and $1,054,500 for structures with four units.
Our FHA calculator provides today's best FHA rates and helps calculate the necessary downpayment, income, credit, reserves, and documentation required to qualify.
The Lendersa® calculator enables a comparison of FHA rates and terms with those from other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering a comprehensive evaluation found under one tool.
Lendersa® collects loan data from thousands of lenders, rapidly comparing it with your financial profile to fit your specific needs.
The Loan Limits Comparison Table for 2026 in Temple-Terrace, located in Hillsborough, FL, highlights maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deep dive into qualification standards such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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