For 2025, the FHA loan limits in Temple-Terrace, within Hillsborough county of FL, are: $356,362 for single-family homes, $456,275 for duplexes, $551,500 for triplexes, and $685,400 for four-unit properties.
Regarding conventional loans, the maximum amounts allowed are $548,250 for single-family residences, $702,000 for two-unit homes, $848,500 for three-unit buildings, and $1,054,500 for structures with four units.
Our FHA calculator provides today's best FHA rates and helps calculate the necessary downpayment, income, credit, reserves, and documentation required to qualify.
The Lendersa® calculator enables a comparison of FHA rates and terms with those from other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering a comprehensive evaluation found under one tool.
Lendersa® collects loan data from thousands of lenders, rapidly comparing it with your financial profile to fit your specific needs.
The Loan Limits Comparison Table for 2025 in Temple-Terrace, located in Hillsborough, FL, highlights maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deep dive into qualification standards such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
