In 2026, the FHA loan limit in Mango county of Hillsborough, FL is defined as $472,030 for a single-family home. For 2-units, it's $604,400; for 3-units, it rises to $730,525; and for 4-units, the cap is $907,900.
The maximum amount available for conventional loans on a single-family residence is $726,200. For 2-units, it's $929,850; for 3-units, $1,123,900; and for 4-units, it is $1,396,800.
Utilize our FHA calculator to find today’s best rates and determine the necessary downpayment, income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms to those of other loan programs. Explore different options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® swiftly gathers loan program data from thousands of lenders to provide comparisons based on your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Mango county of Hillsborough, FL, provides a detailed comparison of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements, including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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