In 2026, the FHA loan limits in The-Crossings, within Miami-Dade county, FL, are established at $402,500 for a single-family residence, $515,250 for two-unit homes, $622,850 for three-unit properties, and $774,050 for four-unit buildings.
Conventional loan limits are capped at $548,250 for single-family homes, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for four-unit residences.
Utilize our FHA calculator to explore today’s leading FHA rates and assess the requirements for downpayment, income, credit score, reserves, and documentation for qualification.
The Lendersa® calculator empowers you to compare FHA rates and terms with other loan options. Consider and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA products.
Lendersa® captures loan data from multiple lenders, efficiently matching it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in The-Crossings, in Miami-Dade, FL, permits comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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