For 2026, the FHA loan limit in Kendall-West within Miami-Dade, FL is $402,500 for single-family homes. Duplexes are limited to $515,250, triplexes to $622,850, and four-unit properties to $774,050.
Regarding conventional loans, the highest loan amount allowed is $548,250 for single-family residences. For two-unit homes, it's $702,000, with three-unit homes set at $848,500, and $1,054,500 for four-unit homes.
Our FHA calculator is available for seeing today's premier FHA rates, helping you calculate downpayment, income level, credit, reserve necessities, and documentation for qualification.
With the Lendersa® calculator, you can compare FHA interest rates and terms to other loan options. Assess traditional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® utilizes vast data from thousands of lenders, quickly aligning it with your personal financial situation.
In 2026, the Loan Limits Comparison for Kendall-West within Miami-Dade, FL includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum amounts. Examine qualification criteria like income, reserves, and credit with Lendersa®’s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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