For the year 2025, the FHA loan limits in the county of Sarasota, within The-Meadows, FL, stand as follows: $356,362 for a single-family home, $456,275 for properties with 2-units, $551,500 for 3-unit dwellings, and $685,400 for residences with 4-units.
When considering conventional loans, the highest amount for a single-family residence is set at $548,250. For 2-unit homes, it increases to $702,000; for 3-units, it is capped at $848,500, and for 4-units, the utmost limit is $1,054,500.
Our FHA calculator is ideal for ascertaining today's prime FHA rates and determining the necessary downpayment, along with the income level, credit score, reserves, and essential documents required for qualification.
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The Lendersa® calculator facilitates detailed comparisons of FHA rates and terms with those of other comprehensive loan programs. Insights can be gathered on Conventional loans, Jumbo deals, VA, USDA, Non-QM offerings, and hard money loans when considered alongside FHA options.
Lendersa® aggregates extensive loan program data from numerous lenders, harnessing this information swiftly to align with your particular financial profile and immediate necessities.
The Loan Limits Comparison Table for 2025 in the county of Sarasota, within The-Meadows, FL, offers an insightful overview of maximum loan capacities for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgages (HECM), alongside hard money options. To analyze more thoroughly the qualification requirements, such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $338,500 | $338,500 | $338,500 | $338,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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