In 2025, the FHA loan limits for Kensington-Park county of Sarasota, FL are $356,362 for single-family homes, $456,275 for homes with 2 units, $551,500 for 3-unit properties, and $685,400 for properties with 4-units.
The maximum allowable amounts for conventional loans on a single-family residence are $548,250. For 2-unit properties, the cap is $702,000, for 3-units it's $848,500, and for 4-units, the limit is $1,054,500.
Use our FHA calculator to check today’s optimal FHA rates and determine necessary downpayment, income, credit requirements, reserves, and needed documents for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles and compares extensive loan program data from thousands of lenders swiftly against your financial profile and specific needs.
The Loan Limits Comparison Table for 2025 in Kensington-Park county of Sarasota, FL provides an overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for insights into qualification criteria including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $338,500 | $338,500 | $338,500 | $338,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
