2023 FHA (Government Loans) Limits for West-Little-River, Miami-Dade County, Florida

In 2025, FHA loan limit in West-Little-River county of Miami-Dade, Florida is $402,500 for a single-family home, $515,250 for 2-units, $622,850 for 3-units, and $774,050 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2025 in West-Little-River county of Miami-Dade, Florida compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits West-Little-River county of Miami-Dade, FL

SFR 2 Units 3 Units 4 Units
FHA $402,500 $515,250 $622,850 $774,050
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $0 $0 $0 $0
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Windom Mortgage
  • 677 N. Washington Blvd, Sarasota, FL, 34236
  • Windom Mortgage Services, Inc., NMLS # 376916 / 206986, is a licensed mortgage brokerage business originating loans throughout the state of Florida. Specialties: Conventional Purchases, Refinances, VA, FHA, USDA, Reverse Mortgages, Foreign Nationals and Construction Perm. Primary residences, 2nd homes, Investment Property.
  • CLuisMortgages, LLC
  • 7988 Glenbrooke Lane, Sarasota, FL, 34243
  • Chris Luis is your premier mortgage expert located in Florida. He prides himself on making the loan process simple, straightforward and fast for any homebuyer. A 97% Customer Satisfaction Rating and 98% Final Approval Average. That is higher than Quicken Loans 88%, or Veterans United 88% or Bank of America 83% or Guaranteed Rate 93%
  • Sunrise Financial Services Inc.
  • 1275 Whitfield Ave, Sarasota, FL, 34243
  • The Sunrise Financial Services Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • McGuire Lending Group
  • 6170 FL-70 Suite 102, Bradenton, FL, 34203
  • We are committed to 100% customer satisfaction! Our goal is to take a complicated mortgage situation and create a simple solution to help you reduce debt, maximize your cash flow and create wealth. We help our borrowers integrate the mortgage loan they select into their overall long-and short-term financial and investment goals.
  • Loantrust Mortgage, Inc
  • 1258 Scottsland Dr., Lakeland, FL, 33813
  • "We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business. "
  • Sky Apply Mortgage, Inc
  • 11514 S County Road 39, Lithia, FL, 33547
  • We specialize in helping find the best mortgage loan for you. We sincerely care and take pride in what we do. This, combined with our expertise, is what makes us a success in helping so many families across Florida not only close on their dream home but finance it the best way available for them.
  • The Rice Financial Group, Inc
  • 16431 Chapman Crossing Dr., Lithia, FL, 33547
  • Bart started The Rice Financial Group with one goal in mind, personalized customer service. He believes in maintaining an organic feel, with a handshake approach. One of the company mottos is “love your neighbor as yourself.” This personal approach to securing loans distinguishes the RFG while providing an exceptional client experience.
  • Principle Home Loans
  • 3208 Highlands Lakeview Cir, Lakeland, FL, 33812
  • "We are a Mortgage Firm based out of Lakeland, FL working and licensed in the State of Florida. Principle Home Loans is dedicated to finding great rates and the perfect loan option for you, with the fastest turn time in the industry. Our goal is to act as your trusted advisor, providing personalized service"
  • Financial Access Federal Credit Union
  • 604 13th Ave E, Bradenton, FL, 34208
  • Founded in 1958, Financial Access Federal Credit Union is the only Manatee Chartered Credit Union and is located in Bradenton Florida. In 2018 we celebrated our 60th Anniversary! We are a not-for-profit financial cooperative. This means we make decisions for the benefit of all our customers, whom we call member-owners.