During 2026, FHA loan limits in Miami-Dade county, within West-Little-River, FL, are set at $402,500 for single-family homes. For duplexes, it is $515,250, for triplexes $622,850, and for four units $774,050.
The conventional loan amounts reach a maximum of $548,250 for single-family residences, $702,000 for two-unit homes, $848,500 for three units, and for four-unit properties, $1,054,500.
Use our FHA calculator to find top FHA rates today and calculate necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator compares FHA rates and terms with those of all other loan programs. Explore and compare options, such as Conventional, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
By gathering data from thousands of lenders, Lendersa® rapidly aligns these offers with your financial profile and needs.
For 2026 in West-Little-River, Miami-Dade, FL, the Loan Limits Comparison Table lets you assess the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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