In 2026, the FHA loan limit set for Zephyrhills county in Pasco, FL is $472,030 for a single-family home, going up to $604,400 for 2-units, $730,525 for 3-units, and reaching $907,900 for 4-units.
The maximum loan amounts for conventional loans on single-family residences are $726,200, stepping up to $929,850 for 2-units, $1,123,900 for homes with 3-units, and topping at $1,396,800 for 4-unit properties.
Utilize our FHA calculator to explore today's prime FHA rates and determine essential qualifications such as downpayment, income, credit score, reserves, and necessary documents for qualification.
The Lendersa® calculator is designed to help compare FHA rates and terms with other loan programs. Discover and evaluate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® retrieves comprehensive loan program data from thousands of lenders, matching this information quickly to your unique financial profile and situation.
The Loan Limits Comparison Table for 2026 within Zephyrhills county, in Pasco, FL, presents a comparative overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To compare qualification standards like income, reserves, and credit requirements, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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