2023 FHA (Government Loans) Limits for Zephyrhills-South, Pasco County, Florida

In 2025, FHA loan limit in Zephyrhills-South county of Pasco, Florida is $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

Lendersa® gets loan program data from thousands of lenders and, in seconds, compares it against your unique financial profile and needs.

Loan Limits Comparison Table for 2025 in Zephyrhills-South county of Pasco, Florida compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Zephyrhills-South county of Pasco, FL

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • American Financial Network, Inc.
  • 3050 East Commercial Boulevard, Fort Lauderdale, FL, 33308
  • American Home Loan Mortgage Corporation was Established in 1996, and our mission is to set a high standard in the mortgage industry, as we are committed to quality customer service - putting our clients first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best mortgage for you.
  • LoKation® Real Estate
  • 2601 E Oakland Park Blvd, Suite 205, Fort Lauderdale, FL, 33306
  • At LoKation Real Estate, we empower individuals to live their legacy, not leave it. Our agents earn 100% on every transaction. No splits, no caps, no compromise. LoKation Real Estate is the premier full-service real estate firm delivering the highest level of service and marketing expertise in the South Florida real estate market.
  • American Independent Mortgage LLC
  • 3000 NE 30th Place, Suite 403, Fort Lauderdale, FL, 33306
  • American Independent Mortgage is an innovation-driven lender that is rapidly growing in the mortgage industry. Founded by a group of mortgage professionals, we have a long history of providing flexible and affordable mortgage solutions to help families, individuals and veterans improve their quality of life.
  • Clear Mortgage Lending Inc
  • 2881 East Oakland Park Blvd, Suite 420, Fort Lauderdale, FL, 33306
  • At Clear Mortgage Lending, Inc. our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
  • Blue Stream Mortgage Group Inc
  • 2751 East Oakland Park Blvd, Fort Lauderdale, FL, 33306
  • We are experts in purchase and refinance mortgages and use our wealth of experience to find the most economical loan options for our clients. Our technology provides an efficient and innovative experience for our clients. Through our website you can submit a secure loan application or pre-qualify for a home purchase.
  • COLONIAL FIRST MORTGAGE FUNDING CORP
  • 3000 NE 30th Place, Suite 103, Fort Lauderdale, FL, 33306
  • Colonial First Mortgage was opened in August 1996 and has had continued success to present day. Serving primarily South Florida we also finance throughout the entire state. Our primary focus is helping families “finance the American dream”. In doing so we feel it is a strong contribution to the surrounding communities.
  • Americas Mortgage Professionals
  • 2601 E Oakland Park Blvd, Suite 500, Fort Lauderdale, FL, 33306
  • Americas Mortgage Professionals has over 20 years of direct lending experience, and we take pride in providing our customers with an honest and professional lending experience.Our team members work hard to keep our customers informed, no matter the type of loan we are helping you achieve.
  • 5 Star Personal Loans
  • 3000 N Federal Hwy, Fort Lauderdale, FL, 33306
  • AAA Capital Funding is an independent Mortgage Company located in Fort Lauderdale, Florida that provides mortgage and home lending solutions to our clients looking to purchase a home. We are inspired by the need to provide individuals, couples, and families with the benefits that independent mortgage companies can provide.