In 2026, the FHA loan limit in Atlanta, located in Fulton, GA, is $592,250 for a single-family home. For a duplex, it's $758,200; for a triplex, it's $916,450; and for a four-unit home, it's $1,138,950.
The maximum amount for conventional loans on a single-family residence is $726,200. For a two-unit, it’s $929,850, for three units, it’s $1,123,900, and for four-unit properties, it’s $1,396,800.
Use our FHA calculator to check today’s top FHA rates and understand the needed down payment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator provides a comparison of FHA rates and terms against other loan program options. Consider alternatives such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently compiles data from thousands of lenders, comparing it with your unique financial situation swiftly.
For 2026 in Atlanta, Fulton, GA, the Loan Limits Comparison Table compares the highest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing income, reserves, and credit needs for qualification.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $592,250 | $758,200 | $916,450 | $1,138,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $377,200 | $377,200 | $377,200 | $377,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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