In 2026, the FHA loan limits for Decatur county in DeKalb, GA are $592,250 for a single-family home, $758,200 for 2-unit properties, $916,450 for 3-units, and $1,138,950 for residences with 4-units.
The maximum loan amounts for conventional loans on a single-family home are $726,200. For 2-unit residences, it's $929,850, for 3-units it reaches $1,123,900, and for 4-units it tops at $1,396,800.
Use our FHA calculator today to find the best FHA rates and determine the requirements for downpayment, income, credit, reserves, and necessary documents to qualify.
The Lendersa® calculator lets you compare FHA rates and terms against a variety of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® swiftly compiles loan program data from thousands of lenders, aligning it with your personal financial situation for a precise comparison.
This year's Loan Limits Comparison Table for 2026 in Decatur county of DeKalb, GA, provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money routes. For an analysis of qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $592,250 | $758,200 | $916,450 | $1,138,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $330,200 | $330,200 | $330,200 | $330,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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