For 2025, the FHA loan limits you’ll find within Austell county of Cobb, GA, are defined as follows: a maximum of $592,250 is allowed for single-family homes. For properties accommodating two units, the limit increases to $758,200. If you’re considering a property with three units, this extends further to $916,450, while homes with four units have the uppermost limit set at $1,138,950.
As for conventional loans, the maximum permissible loan amounts for single-family residences are $726,200. For duplexes, it is increased to $929,850. At three units, the cap is $1,123,900, and for four-unit properties, the allowable maximum is $1,396,800, respectively.
Ensure that you make informed decisions by using our FHA calculator. It’s designed to allow you to see today's most competitive FHA rates and understand the specific downpayment requirements, verify income needs, assess credit ratings, determine necessary reserves, and gather the appropriate documents required to qualify effectively.
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The Lendersa® calculator is tailor-made to facilitate a wide-ranging comparison. It lets you evaluate FHA rates and terms alongside those from several other loan programs, including Conventional loans, Jumbo loans, VA options, USDA loans, Non-QM alternatives, and hard money offerings. Such comprehensive comparisons provide you with a complete perspective.
Lendersa® uses extensive loan program data extracted from numerous lenders, executing rapid and precise comparisons against your financial profile, aligning perfectly with your unique financial requirements.
Check out the Loan Limits Comparison Table for 2025 provided for Austell county, part of Cobb, GA. This tool compares the maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further evaluate qualification requirements like income standards, reserve adequacy, and credit thresholds, make use of the comprehensive insights offered by the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $592,250 | $758,200 | $916,450 | $1,138,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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