2026 FHA Loan Limits for Powder-Springs, Cobb County, Georgia

As of 2026, the FHA loan limits in Powder-Springs county, within Cobb, GA, are $412,850 for a single-family house, $528,500 for two-unit properties, $638,850 for three units, and $793,950 for four-unit structures.

The maximum loan amount available for conventional loans on a single-family dwelling is $548,250, with $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Use our FHA calculator to access today's best FHA rates and to determine necessary down payments, income, credit conditions, reserves, and required documents for qualification.

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The Lendersa® calculator allows comparison of FHA rates and terms with those of other loan programs. Investigate and compare various loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA options.

Lendersa® aggregates data from thousands of lenders swiftly, aligning these against your unique financial profile and needs.

The "Loan Limits Comparison Table" for 2026 in Powder-Springs county of Cobb, GA highlights comparisons for maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For analyzing qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Powder-Springs county of Cobb, GA

SFR 2 Units 3 Units 4 Units
FHA $412,850 $528,500 $638,850 $793,950
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $0 $0 $0 $0
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Powder-Springs FHA Lenders

  • Abshier Investments Inc D|B|A One Source Mortgage
  • 4532 Willow Oak Trail, Powder Springs, GA, 30127
  • Lends in Georgia
  • One Source Mortgage in pursuit of the lowest rates and best service for his clients and Henry is also certified as a Loan Origination Pre-Licensing Trainer and currently teaches the NMLS 20-hour course which is required for new loan originators in the United States. This experience has awarded Henry a vast knowledge.

  • AMSTAR MORTGAGE NETWORK, INC
  • 2478 Burnt Hickory Road NW, Marietta, GA, 30064
  • Lends in Georgia
  • Amstar Mortgage Network can help you achieve your mortgage financing goals. As a broker, we have access to companies all over the US and are able to shop around to get the best rate and program for you. To set up the right plan for you, get in touch with us -- we're happy to help. Randy McMullin

  • Direct Lenders, LLC. .
  • 1600 Kennesaw Due West Rd NW, Suite 610, Kennesaw, GA, 30152
  • Lends in Georgia
  • Direct Lenders, LLC is a locally owned, but nationally known mortgage lending company located in Kennesaw, Georgia. The company was started in 2011 when CEO, Randy Bristol and President, Kevin Bonds turned their lives work into their dream of owning a successful and honest company.

  • Milestone Mortgage Lending, LLC
  • 110 Evans Mill Drive, Suite 404, Dallas, GA, 30157
  • Lends in Georgia
  • Milestone Mortgage is comprised of many top mortgage professionals in the Atlanta Metro Area. Each employee of Milestone Mortgage trains a minimum of 12 Continuing Education Units per year. Members of our staff have worked together for several years in the Atlanta Mortgage industry.

  • AFFINITY HOME LENDING LLC
  • 84 Church Street, Suite A, Marietta, GA, 30060
  • Lends in Georgia
  • Affinity Home Lending continues to be the go to Mortgage Lending company in the Marietta, GA area. Whether you are a first time home buyer, experience home buyer, or are looking to refinance your home, we have the expertise to assist you. Our strong communication to all parties and with our average mortgage approval process of 14 days.

  • BATES MORTGAGE GROUP LLC.
  • 3200 Highlands Parkway SE, Suite 105, Smyrna, GA, 30082
  • Lends in Georgia
  • Bates Mortgage Group LLC. is a Correspondent Lender licensed in 23 states that provides residential mortgage & Commercial loans for purchase and refinance. We offer all the familiar home loan programs such as Conventional, FHA, VA, Jumbo & USDA loans along with several specialty type mortgage programs.

  • Valor Home Mortgage
  • 3330 Cobb Pkwy, Acworth, GA, 30101
  • Lends in Georgia
  • Valor Home Mortgage is a Military Veteran owned and operated mortgage company. Our mission is to exceed our clients’ expectations and help them accomplish their mortgage financing goals. We offer clients fast customized quotes, low rates, superior service, and on-time closings. It is our great honor to serve you and your family in helping you.

  • Silverbrook Mortgage LLC
  • 2775 Northgate Way, Austell, GA, 30101
  • Lends in Georgia
  • Our mission is to provide our customers better choices in mortgage products with low or no cost to the borrower! We strive to help any type of home buyer with great resources & service to make their dream of homeownership come true! We achieve our mission by employing seasoned, licensed loan officers that are with you every step of the way.

  • Mortgage Solutions of Georgia
  • 4880 Park Street, Acworth, GA, 30101
  • Lends in Georgia
  • Mortgage Solutions of Georgia is a comprehensive mortgage brokerage licensed in the state of Georgia. Our team has been designed to offer you the best financing terms and options available and to guide you through this complex mortgage market.That is why we will rely heavily on you to refer your friends, family.

  • Premier Mortgage Exchange, Inc
  • 3950 Cobb Parkway, Suite 304, Acworth, GA, 30101
  • Lends in Georgia
  • "The Premier Mortgage Exchange Team is committed to providing clients with the highest quality home loans in Georgia. If you are a first time home buyer, purchasing your dream home, or refinancing an outstanding loan we are here to serve you
    Premier Mortgage Exchange also offers Reverse Mortgages."