As of 2025, the FHA loan limits for Clayton county in Bonanza, GA, are established as $472,030 for single-family homes, $604,400 for two-unit buildings, $730,525 for three-unit residences, and $907,900 for four-unit properties.
Conventional loan amounts cap at $726,200 for single-family dwellings, with limits of $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-plexes.
Use our FHA calculator to view current top FHA rates and calculate the needed downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator allows for comparing FHA rates and terms with those of other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® sources loan program details from thousands of lenders, offering a quick comparison against your specific financial situation and requirements.
For 2025, the Loan Limits Comparison Table for Clayton county in Bonanza, GA covers maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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