In 2026, the FHA loan limits in the county of Clayton, situated in Conley, GA, are set at $472,030 for a single-family home. For properties with 2 units, the limit is $604,400, for those with 3 units it's $730,525, and for 4-unit homes, it stands at $907,900.
The maximum limit on conventional loans for a single-family residence is $726,200. For 2-units, it's $929,850, for 3-units $1,123,900, and $1,396,800 for those with 4 units.
Utilize our FHA calculator to explore today’s top FHA rates and get a breakdown of essential details such as needed down payment, income level, credit qualifications, reserve requirements, and the documentation necessary to qualify.
With the help of the Lendersa® calculator, you can juxtapose FHA rates and terms with those available from a range of other loan programs. This includes Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, among others.
Lendersa® accesses a wealth of loan program data from thousands of lenders, allowing it to quickly and seamlessly compare this data with your unique financial profile and needs.
For comparisons in 2026, observe the Loan Limits Comparison Table within the county of Clayton, Conley, GA. This table permits you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification requirements like income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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