In 2025, the FHA loan limits for Morrow county of Clayton, GA, are $472,030 for a single-family home. For properties accommodating two units, the limit is $604,400; for three-unit homes, it's $730,525, and for four units, it is $907,900.
The maximum for conventional loan amounts is $726,200 for a single-family house, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to access today’s best rates and find out what qualifications are needed, such as downpayment, income, credit score, reserves, and necessary documents.
The Lendersa® calculator gives you the opportunity to compare FHA rates and terms with various other loan programs. This includes options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® effectively consolidates data from thousands of lenders, allowing for a quick and personalized analysis against your unique financial needs and profile.
Refer to the Loan Limits Comparison Table for 2025 in Morrow county of Clayton, GA, to see the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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