For the year 2025, the FHA loan limits set within Dawson county, encompassing the area of Dawsonville, GA, are $592,250 for a single-family home. Moving to two-unit dwellings, the limit is adjusted to $758,200. For three-unit residences, it's set at $916,450, and for those with four units, it reaches $1,138,950. These limits provide a foundational guide for purchasing or refinancing property types within this region.
When considering conventional loan limits, one finds the highest amount for a single-family residence is $726,200. Meanwhile, for properties with two units, the conventional loan ceiling is $929,850, transitioning to $1,123,900 for three units. Four-unit properties see a maximum amount of $1,396,800. Understanding these numbers is essential for potential buyers as they explore financing avenues and align their financial planning.
By using our FHA calculator, you can discover the most competitive FHA rates available today. This calculator also assists in computing the necessary downpayment, scrutinizes income requirements, evaluates credit scores, considers reserve demands, and outlines the essential documentation needed to qualify effectively, supporting informed borrowing decisions.
Investigate loan offers from a selection of 100 lenders, providing you with a comprehensive comparison of available mortgage options tailored to your specific needs.
The Lendersa® calculator facilitates the comparison of FHA rates and terms against other ln options. This includes thorough exploration and contrast of various loan types such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® efficiently collects and processes loan program information from a wide range of lenders, allowing for quick and precise comparisons aligned with your specific financial profile and requirements. This level of analysis ensures you receive the most relevant loan options swiftly.
The Loan Limits Comparison Table for 2025 in Dawsonville, part of Dawson, GA, serves as an effective tool for comparing the maximum allowable loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilizing the Lendersa® Super Loan Integrated Qualifier (SLIQ™) will help you delve deeper into qualification requirements, examining factors such as income levels, financial reserves, and creditworthiness, to guarantee a comprehensive understanding of what each loan entails.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $592,250 | $758,200 | $916,450 | $1,138,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $377,200 | $377,200 | $377,200 | $377,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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