In 2026, the FHA loan limits in Dahlonega county within Lumpkin, GA, stipulate a maximum of $472,030 for a single-family home. For properties that accommodate two families, the limit is increased to $604,400. For three-unit homes, the cap is $730,525, while for properties designed with four units, it reaches a maximum of $907,900.
When considering conventional loans, the ceiling for a single-family residence is set at $726,200. For duplexes, this amount rises to $929,850. For a triplex residence, the limit is $1,123,900. Lastly, for properties containing four units, the cap is $1,396,800.
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The Lendersa® calculator is crafted to efficiently compare FHA rates and terms with those from a variety of other loan programs. This includes Conventional loans, Jumbo options, VA, USDA, Non-QM, and hard money loans, providing a comprehensive look at potential financial solutions alongside FHA options.
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The Loan Limits Comparison Table for 2026 in Dahlonega county of Lumpkin, GA gives an extensive overview of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to thoroughly compare qualification requirements such as income, reserves, and credit criteria to make informed financial decisions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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