In 2026, the FHA loan limits set in Fair-Oaks county of Cobb, GA, are $412,850 for a single-family home, $528,500 for properties with two units, $638,850 for those with three units, and $793,950 for four-unit buildings.
On the other hand, the highest amounts you can borrow with conventional loans for a single-family residence start at $548,250. For two-unit homes, the maximum is $702,000. If you are looking at three-unit properties, this rises to $848,500, and for properties with four units, the cap is set at $1,054,500.
Take advantage of our FHA calculator to uncover today’s top FHA rates and to check the requirements for qualification, which include the necessary downpayment, income levels, credit scores, reserves, and required documents.
Check out and compare loan offers from 100 lenders to find the best terms available for you.
The Lendersa® calculator is a versatile tool enabling comprehensive comparison of FHA rates and terms with those from a variety of other loan programs. This includes types such as Conventional loans, Jumbo offers, VA options, USDA loans, Non-QM varieties, and even hard money loans. By doing so, it ensures you have a clear view of all alternatives available against FHA financial products.
Powered by data from thousands of lenders, Lendersa® swiftly evaluates this information, aligning it with your unique financial profile and needs for precise and effective comparison.
The Loan Limits Comparison Table for 2026 in Fair-Oaks county of Cobb, GA, provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine detailed requirements including income, reserves, and credit scores, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $412,850 | $528,500 | $638,850 | $793,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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