FHA Loan Limits for Sandy-Springs, Fulton County, GA in 2026

In 2026, the FHA loan limits in Sandy-Springs county of Fulton, GA, are as follows: $412,850 for a single-family home, $528,500 for 2-unit properties, $638,850 for 3-unit buildings, and $793,950 for 4-unit residences.

The maximum amount for conventional loans on a single-family home is $548,250. For 2-units, it's $702,000, for 3-units, $848,500, and for 4-units, $1,054,500.

Use our FHA calculator to view today’s optimal FHA rates and determine necessary down payment, income, credit, reserves, and required documents to qualify.

Explore loan offers from 100 lenders

Explore Loan Options in Sandy-Springs, GA

The Lendersa® calculator helps you compare FHA rates and terms with other loan programs. Assess options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.

Lendersa® quickly collects data from many lenders and compares it against your distinct financial profile and needs.

For 2026 in Sandy-Springs county of Fulton, GA, our Loan Limits Comparison Table provides a side-by-side assessment of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comparing qualification requirements such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Sandy-Springs county of Fulton, GA

SFR 2 Units 3 Units 4 Units
FHA $412,850 $528,500 $638,850 $793,950
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $330,200 $330,200 $330,200 $330,200
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Sandy-Springs FHA Lenders

  • Xpress Funding LLC
  • 2255 Cumberland Pkwy, Suite O, Atlanta, GA, 30339
  • Lends in Georgia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Southern Mortgage Corp
  • 400 Galleria Parkway, Suite 1500, Atlanta, GA, 30339
  • Lends in Georgia
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Victory Mortgage
  • 2675 Paces Ferry Road SE, Suite 340, Atlanta, GA, 30339
  • Lends in Georgia
  • Victory Mortgage (NMLS #461249) is a full-service mortgage lender specializing in new home construction mortgages. Since our inception in 1991, we have funded over $7 Billion in home loans. We are proud to have been considered a top mortgage company in Northern Kentucky for 15 years in a row

  • Masters Home Mortgage
  • 3330 Cumberland Blvd SE, Suite 500, Atlanta, GA, 30339
  • Lends in Georgia
  • Masters Home Mortgage, a mortgage broker firm, is dedicated to serving the homeowners & buyers with their residential real estate finance needs. Our goal is to provide affordable home financing for our customers providing the best terms available while providing a high level of service and professionalism.

  • CornerstoneBank
  • 2060 Mount Paran Road NW, Suite 100, Atlanta, GA, 30327
  • Lends in Georgia
  • CSB, we are passionate about community banking. We’re committed to the relationships we build and the communities we serve. Local. And Proud Of It. is more than our tagline: it’s what drives every interaction with our clients and communities. We offer a full range of banking services designed for businesses

  • Superior Mortgage Lending LLC
  • 1026 Concord Rd SE, Smyrna, GA, 30080
  • Lends in Georgia
  • Superior Mortgage Lending, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders

  • ATL Mortgage Brokerage Co
  • 400 Belmont Place SE, Unit 1303, Smyrna, GA, 30080
  • Lends in Georgia
  • "ATL Mortgage’s sole goals are to remove the fees, delays, and confusion surrouding the process. We exist to partner with you in demystification of the experience: in making the execution of a big decision the simple part.

    Based in Atlanta (technically, Smyrna), we’re here to make the home loan process a simple one for you.

  • Premier Reverse Mortgage, LLC
  • 1640 Powers Ferry Rd SE, Bldg 28, Suite 300, Marietta, GA, 30067
  • Lends in Georgia
  • Premier Reverse Mortgage, LLC was founded by Matt Neumeyer, a Certified Senior Advisor, on January 13, 2012. After spending many years in the reverse mortgage industry working for others, Matt decided it was time to form a company around his own ideals. Those ideals are part of the Premier Reverse Mortgage logo.

  • Safe Haven Mortgage Inc
  • 1355 Terrell Mill Rd, Building 1464, Suite 216, Marietta, GA, 30067
  • Lends in Georgia
  • At Safe Haven Mortgage Inc in Marietta, Georgia, we keep in mind your best interest. We value our relationships with you and won’t hesitate to go over and beyond your expectations. Our mission is to serve you with integrity, honesty, and competence. We can help you overcome any challenges that arise when securing your home loan.

  • Mortgage Atlanta LLC
  • 601 Woodlawn Dr. NE, Suite 340, Marietta, GA, 30067
  • Lends in Georgia
  • Mortgage Atlanta LLC Launched in 2009 by a team of financial experts who are passionate about helping people realize their dreams, Mortgage Atlanta understands that no two homebuyers or homeowners are exactly the same. That’s why we seek first to get to know you and your needs on a granular level.