2026 FHA (Government Loans) Limits for Hahira, Lowndes County, Georgia

For 2026, the FHA loan limits in Hahira County, GA, part of Lowndes, are as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-units, and $907,900 for four-unit residences.

The upper cap on conventional loans for a single-family home is $726,200, increasing to $929,850 for two-unit buildings, $1,123,900 for three-unit properties, and $1,396,800 for four-unit structures.

Utilize our FHA calculator to explore today’s top FHA rates, and calculate the required downpayment, income, credit, reserves, and necessary documents for qualification.

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The Lendersa® calculator assists you in comparing FHA rates and terms alongside those of other lending options, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® harnesses data from thousands of lenders, presenting a quick comparison tailored to your exclusive financial profile and requirements.

The Loan Limits Comparison Table for 2026 in Hahira, Lowndes, GA, offers a comparative view of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs such as income, reserves, and credit.

Loan limits Hahira county of Lowndes, GA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Hahira FHA Lenders

  • Guardian Bank
  • 701 Wildwood Plantation Drive, Valdosta, GA, 31602
  • Lends in Georgia
  • Our bank was founded in 1997.​ Our founders established a bank based on time-tested methods of sound financial management. The bank they envisioned would serve people like themselves, who enjoy living and working in the unique region of South Georgia. Guardian Bank flourished as it helped people prosper.

  • CBC Bank
  • 3466 North Valdosta Road, Valdosta, GA, 31602
  • Lends in Georgia
  • We pride ourselves on being a true community bank. Our bankers are your neighbors and your friends-- and we truly understand the needs of our local people. We have, and will continue to be, committed to building relationships with our customers and our community across South Georgia.

  • Ameris Bank
  • 3020 N Patterson St, Valdosta, GA, 31602
  • Lends in Georgia
  • Ameris Bank is a financial institution serving customers across the Southeast and Mid-Atlantic. Through online account opening, customers across the nation can benefit from Ameris Bank products and services. Ameris Bank has full-service locations in Alabama, Florida, Georgia and South Carolina and mortgage-only.

  • Southeastern Credit Union
  • 3501 North Valdosta Rd., Valdosta, GA, 31602
  • Lends in Georgia
  • Southeastern Credit Union is a not-for-profit financial institution. We were founded in 1953 as Moody Air Force Base Federal Credit Union, originally offering credit union membership to base employees and their immediate family.Since then, we've changed our name and our charter to serve our current ten-county area in South Georgia.

  • South Georgia Banking Company
  • 725 West 2nd Street, Tifton, GA, 31794
  • Lends in Georgia
  • South Georgia Banking Company is a full-service, independent, locally owned bank. Now in our 50th year of operation, SGBC provides a wide variety of banking services targeted primarily to the personal consumer, small business, and agricultural sectors. With locations in Tift, Colquitt, and Dooly counties, we take pride in the communities we serve.

  • TC Federal Bank.
  • 131 South Dawson Street, Thomasville, GA, 31799
  • Lends in Georgia
  • TC Federal Bank provides a premium banking experience built on a rich history and a long-standing Tradition of Trust. Our employees know, own and live by our company culture every day. This is articulated through our core values, which support our mission and shape our vision describe what we do and express how we serve.

  • Peoples Choice Home Loans, LLC
  • 2024 E Pinetree Blvd, Suite C, Thomasville, GA, 31792
  • Lends in Georgia
  • Peoples Choice helps borrowers with obtaining mortgage financing that best suits their financial needs and goals. We offer over 150 loan programs from lenders across America. Chances are we can help you find a loan that best fits your financial needs with low costs and competitive interest rates.

  • First National Bank of Coffee County
  • 420 South Madison Ave, Douglas, GA, 31533
  • Lends in Georgia
  • First National Bank of Coffee County opened for business September 23, 1991, to serve Coffee and surrounding counties as a locally owned community bank. We believe First National Bank of Coffee County is the best choice to serve as your banking partner and would like the opportunity to prove it.

  • Colony Bank
  • 115 S Grant St, Fitzgerald, GA, 31750
  • Lends in Georgia
  • Colony Bankcorp, Inc., with assets of $2.4 billion, is the Bank holding company for Colony Bank. Founded in 1975 and headquartered in Fitzgerald, Georgia, Colony operates 29 locations throughout Georgia. Colony offers personal and business services, and also has specialty divisions to meet the needs of its customers.

Also lends in Georgia

  • First Federal Bank.
  • 4705 W US Highway 90, Lake City, FL, 32055
  • First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual Bank that serves over 60, 000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin.