In 2025, the FHA loan limits set in Adel county of Cook, GA are as follows: $472,030 for a single-family home. For two-unit properties, the limit extends to $604,400; homes with three units have a cap of $730,525; and for four units, it reaches $907,900.
For conventional loans, the maximum borrowable amounts start at $726,200 for a single-family house. For those with two units, the limit is $929,850, while it rises to $1,123,900 for triple-unit homes, and peaks at $1,396,800 for residences with four units.
Utilize our FHA calculator to explore today’s optimal FHA rates and determine the required criteria such as downpayment, income verification, credit evaluation, reserves, and documents needed to qualify for a loan effectively.
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The Lendersa® calculator allows comprehensive comparisons of FHA rates and terms against a spectrum of other loan programs. This includes Conventional loans, Jumbo options, VA offers, USDA selections, Non-QM, and hard money loans, ensuring a rounded comparison with FHA.
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The Loan Limits Comparison Table for 2025 in Adel county of Cook, GA, provides insight into the maximum loan amounts across various categories, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed analysis of qualification prerequisites such as income, reserves, and credit criteria, utilize the comprehensive Lendersa® Super Loan Integrated Qualifier (SLIQ™) for depth analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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