For the year 2025, the FHA loan limits in Jesup county of Wayne, GA, are established at $472,030 for a single-family home. If you're looking at duplex properties, the limit increases to $604,400. For homes with three units, the limit reaches $730,525, and for four-unit dwellings, the maximum is $907,900.
Conversely, the top permissible amounts for conventional loans on single-family residences are set at $726,200. Properties with two units are capped at $929,850, three-unit homes at $1,123,900, and four-unit residences at a maximum of $1,396,800.
Utilize our FHA calculator to discover today's optimal FHA rates, and ascertain the essential requirements for downpayment, income, credit rating, reserves, and necessary documents for qualification.
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The Lendersa® calculator provides the capability to compare FHA rates and terms against a wide array of other loan programs. This tool lets you explore and contrast options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, side-by-side with the FHA.
Drawing on data from thousands of lenders, Lendersa® swiftly compares this information against your specific financial profile, ensuring you receive results that match your needs.
Refer to the Loan Limits Comparison Table for 2025 in Jesup county of Wayne, GA, to compare the maximum loan amounts available through FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification requirements like income levels, reserves, and credit standards, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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