In 2026, FHA loan limits in Madison county of Morgan, GA are $592,250 for a single-family home, $758,200 for homes with 2-units, $916,450 for those with 3-units, and $1,138,950 for properties with 4-units.
The conventional loan maximums for a single-family residence reach $726,200, for 2-units they are $929,850, for 3-units $1,123,900, and for 4-units they cap at $1,396,800.
Use our FHA calculator to determine today's best available FHA rates, along with necessary downpayment, income, credit, reserve requirements, and documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan types. These include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Gathering vast data from numerous lenders, Lendersa® provides instantaneous comparisons against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Madison county of Morgan, GA, is essential for comparing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM) and hard money loans. For insights into qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $592,250 | $758,200 | $916,450 | $1,138,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $377,200 | $377,200 | $377,200 | $377,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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