In 2026, FHA loan limits in Covington county within Newton, GA, are $592,250 for a single-family home, $758,200 for 2-unit dwellings, $916,450 for 3-unit buildings, and $1,138,950 for properties with 4 units.
The maximum loan amounts for conventional loans on single-family residences are $726,200, for two units it's $929,850, for three units $1,123,900, and for four-unit properties, it's $1,396,800.
Use our FHA calculator to discover today’s best FHA rates and calculate the necessary down payment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator enables you to compare FHA rates and terms with those of other loans. Delve into Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects extensive loan data from thousands of lenders and quickly matches it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Covington county of Newton, GA provides comparisons for maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly evaluate qualification details such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $592,250 | $758,200 | $916,450 | $1,138,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $377,200 | $377,200 | $377,200 | $377,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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