In 2026, the FHA loan limit for Milledgeville, in Baldwin, GA is set at $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
The maximum loan amount allowed for conventional loans on a single-family residence is $726,200. For homes with two units, it's $929,850, for three-unit properties, it's $1,123,900, and for four units, the maximum is $1,396,800.
Leverage our FHA calculator to explore today’s ideal FHA rates and to determine the needed down payment, income, credit, reserves, and documentation for qualification.
Using the Lendersa® calculator, you can compare the rates and terms of FHA loans with those from various other programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently gathers loan data from numerous lenders, offering fast comparisons to align with your unique financial profile and needs.
Our Loan Limits Comparison Table for 2026 in Milledgeville, within Baldwin, GA presents a side-by-side evaluation of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to delve into qualification requirements such as income, reserves, and credit conditions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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