In the year 2026, the FHA loan limit for Gray county in Jones, GA is defined as $472,030 for a single-family home. For properties with 2 units, the limit is $604,400, it extends to $730,525 for 3-unit residences, and reaches $907,900 for 4-unit buildings.
The maximum allowable for conventional loans on a single-family dwelling is $726,200. For 2-unit homes, it is $929,850, for those with 3 units, the maximum is $1,123,900, and for 4-unit homes, the ceiling is $1,396,800.
Use our FHA calculator to view today’s top FHA rates and to calculate necessary details such as down payment, income, credit qualifications, reserves, and required documentation to qualify.
With the Lendersa® calculator, compare FHA rates and terms alongside several other lending options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates comprehensive loan program data from a wealth of lenders and rapidly matches it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Gray county of Jones, GA, provides insights into maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further compare requirements such as income, reserves, and credit standards, employ Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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