For the year 2025, FHA loan limits in Mountain-Park county, which is part of Gwinnett, GA, are established at $412,850 for a single-family home. If you're looking at properties with two units, the limit increases to $528,500. For buildings with three units, the maximum is $638,850, and for those with four units, it rises to $793,950.
Conversely, the largest loan amounts you can secure through conventional loans for a single-family residence stand at $548,250. Should your choice be a two-unit property, the maximum is $702,000. For three-unit accommodations, the ceiling is $848,500, and for those with four units, it's $1,054,500.
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The Loan Limits Comparison Table for 2025 in the Mountain-Park county of Gwinnett, GA lets you differentiate between maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For specifics on qualifying needs like income, reserves, and credit scores, consult Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed guidance.
SFR | 2 Units | 3 Units | 4 Units | |
---|---|---|---|---|
FHA | $412,850 | $528,500 | $638,850 | $793,950 |
Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
USDA | $330,200 | $330,200 | $330,200 | $330,200 |
VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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