As of 2026, the FHA loan limit for Stone-Mountain county in DeKalb, GA, is $412,850 for single-family homes, $528,500 for dwellings with 2-units, $638,850 for properties with 3 units, and $793,950 for 4-unit residences.
The cap on conventional loan amounts for a single-family home is $548,250, while for 2-unit homes, it's $702,000. For 3-unit properties, the maximum is $848,500, and for 4-unit homes, it reaches $1,054,500.
Utilize our FHA calculator to identify today's optimal FHA rates. It also helps to calculate down payment, assess income, credit, reserves requirements, and gather necessary documentation for qualification.
With the Lendersa® calculator, you can contrast FHA rates and terms with those from other loan programs. Delve into and compare Conventional loans, Jumbo loans, VA, USDA, Non-Qm, and hard money loans with FHA.
Lendersa® acquires comprehensive loan program data from numerous lenders and promptly matches it to your financial situation and needs.
Check out the Loan Limits Comparison Table for 2026 in Stone-Mountain county of DeKalb, GA. It lets you juxtapose maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare essential qualification criteria such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $412,850 | $528,500 | $638,850 | $793,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $330,200 | $330,200 | $330,200 | $330,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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