In 2025, the FHA loan limits for Rockmart county in Polk, GA are outlined as: $472,030 for a single-family home. For residences containing two units, it's $604,400. When it comes to three-unit homes, the cap is $730,525, and for those with four units, the upper limit is $907,900.
The maximum amounts of conventional loans for single-family residences are as follows: $726,200. If the property has two units, the maximum is $929,850. For structures with three units, this increases to $1,123,900, and for four-unit homes, the ceiling is $1,396,800.
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The Lendersa® calculator is designed to enable detailed comparisons of FHA rates and terms with those from other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering a comprehensive view of potential financing solutions alongside FHA.
By collecting detailed loan program data from a vast array of lenders, Lendersa® quickly matches this information with your unique financial profile, providing tailored comparisons effectively and efficiently.
The Loan Limits Comparison Table for 2025 in Rockmart county of Polk, GA facilitates analyses of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification criteria such as income, reserves, and credit requirements in depth, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an in-depth evaluation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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