In 2026, the FHA loan limits for Cedartown county in Polk, GA are set at $472,030 for a single-family home. Duplexes have a limit of $604,400, triplexes at $730,525, and for four-unit homes, the cap is $907,900.
For conventional loans, the maximum is $726,200 for a single-family residence, with limits of $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to find the best current FHA rates and determine the requirements for downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator helps you compare FHA rates with those of various other loan programs. Explore and examine options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA offerings.
Lendersa® sources data from thousands of lenders to quickly provide a comparison that aligns with your unique financial profile and needs.
See the Loan Limits Comparison Table for 2026 in Cedartown county of Polk, GA to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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