In 2026, within Roswell, located in the county of Fulton, GA, the FHA loan limit is $592,250 for single-family homes. For properties with two units, the limit is set at $758,200; for three-unit homes, it's $916,450; and for four-unit residences, it goes up to $1,138,950.
The maximum loan amount accessible through conventional loans for a single-family residence is $726,200. For duplexes, the limit is $929,850; for triplexes, it's $1,123,900; while four-unit properties are capped at $1,396,800.
Our FHA calculator can help you analyze today’s most competitive FHA rates, while determining the needed down payment, income level, credit rating, reserves, and necessary documents for qualifying.
Utilizing the Lendersa® calculator allows for the comparison of FHA loan rates and terms against a variety of other loan programs. Consider and contrast options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects extensive loan program data from a multitude of lenders, providing quick and tailored comparisons matched to your unique financial profile and requirements.
For the year 2026 in Roswell, county of Fulton, GA, our Loan Limits Comparison Table offers insights into the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification requirements like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $592,250 | $758,200 | $916,450 | $1,138,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $377,200 | $377,200 | $377,200 | $377,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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