In 2026, the FHA loan limit for Johns-Creek in Fulton, GA reaches $412,850 for a single-family home, $528,500 for two-unit properties, $638,850 for three-unit buildings, and $793,950 for four-unit dwellings.
The maximum loan for conventional mortgages on a single-family residence is $548,250. For two units, it's $702,000, for three units, it reaches $848,500, and for four units, $1,054,500 applies.
Our FHA calculator can help you explore today's leading FHA rates and calculate the necessary down payment, income, credit standings, reserves, and documentation required for qualification.
Using the Lendersa® calculator, you can effectively compare FHA rates and terms with those of other loan programs. Investigate choices such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans relative to FHA offerings.
Lendersa® efficiently acquires loan program data from a myriad of lenders, assessing it rapidly against your personalized financial profile and needs.
The Loan Limits Comparison Table for 2026 in Johns-Creek, contained within Fulton, GA, provides a comparative overview of maximum allowable loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For eligibility details involving income, reserves, and credit, employ Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $412,850 | $528,500 | $638,850 | $793,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $330,200 | $330,200 | $330,200 | $330,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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