In 2026, the FHA loan limits in Skidaway-Island county of Chatham, GA, are established at $356,362 for single-family homes. For two-unit properties, the limit rises to $456,275. When looking at three-unit dwellings, it increases further to $551,500, and for four-unit buildings, the maximum is $685,400.
The maximum allowable amounts for conventional loans are different, with limits set at $548,250 for single-family residences. If you are considering a duplex, the cap is $702,000, for buildings with three units it is $848,500, and those with four units are topped at $1,054,500.
Utilize our FHA calculator to learn about today’s most competitive FHA rates and check the requirements you must meet for qualification, such as the necessary downpayment, income verification, credit evaluation, reserves, and requisite documents needed to qualify.
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The Lendersa® calculator provides the ability to compare FHA rates and terms alongside other diverse loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This allows for a thorough exploration and comparison of all available options relative to FHA.
By sourcing loan program data from a vast range of lenders, Lendersa® effectively and rapidly compares this information against your unique financial profile and needs, providing results in a matter of seconds.
Explore the Loan Limits Comparison Table for 2026 specific to Skidaway-Island county in Chatham, GA. This table enables you to compare maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an in-depth comparison of qualification requirements, such as income, credit, and reserves, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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