In the year 2026, the FHA loan limits in Georgetown county of Chatham, GA are set at $472,030 for single-family homes. For two units, the limit is $604,400, while three-unit properties are capped at $730,525, and four-unit dwellings at $907,900.
The maximum for conventional loan amounts stands at $726,200 for single-family houses, $929,850 for two-unit homes, $1,123,900 for three-unit residences, and $1,396,800 for four-unit buildings.
Utilize our FHA calculator to discover the competitive FHA rates available today and determine the essential requirements, including downpayment, income, credit, reserves, and necessary documentation for qualifying.
The Lendersa® calculator facilitates a straightforward comparison of FHA rates and terms with other lending options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By collecting comprehensive loan program data from thousands of lenders, Lendersa® quickly contrasts this information based on your precise financial needs and profile.
The Loan Limits Comparison Table for 2026 in Georgetown county of Chatham, GA, portrays how FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans compare in maximum amounts. To analyze qualifying conditions such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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