FHA Loan Limits for Sugar-Hill, Gwinnett County, GA in 2025

For the year 2025, the FHA loan limits in Sugar-Hill county, within Gwinnett, GA, are $412,850 for a single-family home, $528,500 for a 2-unit building, $638,850 for 3-unit buildings, and $793,950 for 4 units.

Conventional loans cap at $548,250 for single-family residences, $702,000 for duplexes, $848,500 for tri-plexes, and $1,054,500 for quad-plexes.

Use our FHA calculator to check today's top FHA rates and calculate important details like down payment, income requirements, credit conditions, reserve needs, and other qualifying documents.

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The Lendersa® tool lets you weigh FHA rates & terms against various other loan offerings. Examine options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, comparing them with FHA.

Lendersa® gathers comprehensive loan data from thousands of lenders and quickly aligns it with your specific financial profile.

View the Loan Limits Comparison Table for 2025 in Sugar-Hill county, Gwinnett, GA to measure FHA against Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans easily.

For a full comparison of qualification metrics such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Sugar-Hill county of Gwinnett, GA

SFR 2 Units 3 Units 4 Units
FHA $412,850 $528,500 $638,850 $793,950
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $330,200 $330,200 $330,200 $330,200
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Stream Mortgage Group LLC
  • 3300 Benjamin E Mays Dr SW, Atlanta, GA, 30311
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Valor Home Mortgage
  • 3330 Cobb Pkwy, Acworth, GA, 30101
  • Valor Home Mortgage is a Military Veteran owned and operated mortgage company. Our mission is to exceed our clients’ expectations and help them accomplish their mortgage financing goals. We offer clients fast customized quotes, low rates, superior service, and on-time closings. It is our great honor to serve you and your family in helping you.
  • Silverbrook Mortgage LLC
  • 2775 Northgate Way, Austell, GA, 30101
  • Our mission is to provide our customers better choices in mortgage products with low or no cost to the borrower! We strive to help any type of home buyer with great resources & service to make their dream of homeownership come true! We achieve our mission by employing seasoned, licensed loan officers that are with you every step of the way.
  • Mortgage Solutions of Georgia
  • 4880 Park Street, Acworth, GA, 30101
  • Mortgage Solutions of Georgia is a comprehensive mortgage brokerage licensed in the state of Georgia. Our team has been designed to offer you the best financing terms and options available and to guide you through this complex mortgage market.That is why we will rely heavily on you to refer your friends, family.
  • Premier Mortgage Exchange, Inc
  • 3950 Cobb Parkway, Suite 304, Acworth, GA, 30101
  • "The Premier Mortgage Exchange Team is committed to providing clients with the highest quality home loans in Georgia. If you are a first time home buyer, purchasing your dream home, or refinancing an outstanding loan we are here to serve you Premier Mortgage Exchange also offers Reverse Mortgages."
  • Newton Federal Bank
  • 3175 Highway 278, Covington, GA, 30014
  • At Newton Federal Bank, we strongly believe that a community bank should provide the resources and transparency needed for any person to prosper​. Whether it's the guidance and funding they need to start a new business, a business checking account tailored to the way your company operates, or crash-courses in personal finance.
  • Credit Union Financial Services
  • 1123 Elm St. NE, Covington, GA, 30014
  • CUFS was established in 1993 and is currently owned by four Georgia Credit Unions. The Credit Unions created CUFS to provide mortgages for members seeking affordable lending solutions and trustworthy, expert advice. They wanted a mortgage company that had their members best interest in mind
  • Remarkable Mortgage
  • 35 North Main Street, Watkinsville, GA, 30677
  • Remarkable Mortgage leaves a lasting impression on the customers we serve, bringing confidence and simplicity to home financing. Launched by an experienced team of loan advisors in February 2022, Remarkable Mortgage brings an innovative and progressive approach to mortgage loans by offering top-notch customer service and customized loan solutions.