For the year 2026, the FHA loan limits in Sugar-Hill county, within Gwinnett, GA, are $412,850 for a single-family home, $528,500 for a 2-unit building, $638,850 for 3-unit buildings, and $793,950 for 4 units.
Conventional loans cap at $548,250 for single-family residences, $702,000 for duplexes, $848,500 for tri-plexes, and $1,054,500 for quad-plexes.
Use our FHA calculator to check today's top FHA rates and calculate important details like down payment, income requirements, credit conditions, reserve needs, and other qualifying documents.
The Lendersa® tool lets you weigh FHA rates & terms against various other loan offerings. Examine options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, comparing them with FHA.
Lendersa® gathers comprehensive loan data from thousands of lenders and quickly aligns it with your specific financial profile.
View the Loan Limits Comparison Table for 2026 in Sugar-Hill county, Gwinnett, GA to measure FHA against Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans easily.
For a full comparison of qualification metrics such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $412,850 | $528,500 | $638,850 | $793,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $330,200 | $330,200 | $330,200 | $330,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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