In 2026, FHA loan limits in Duluth, Gwinnett, GA, are listed as $592,250 for a single-family home, $758,200 for 2-units, $916,450 for 3-units, and $1,138,950 for 4-units.
The maximum loan amounts for conventional loans on single-family residences are $726,200. For 2-units, it’s $929,850, for 3-units, it is $1,123,900, and for 4-units, it’s $1,396,800.
Use our FHA calculator to explore today’s best FHA rates and assess the necessary downpayment, income requirements, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with those from other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans together with FHA options.
Lendersa® compiles extensive data from thousands of lenders, providing fast comparisons to match your financial profile and needs.
Our Loan Limits Comparison Table for 2026 in Duluth, Gwinnett, GA, provides a comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification requirements such as income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $592,250 | $758,200 | $916,450 | $1,138,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $330,200 | $330,200 | $330,200 | $330,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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